Boost your business with a PayPoint ATM

Maximise profits with a PayPoint self-fill cash machine

Cash continues to play an important role across the UK. For retailers looking to increase footfall, serve their local community, and generate additional income, installing a PayPoint ATM or cash machine in store offers a practical solution.


A PayPoint self-fill ATM allows you to recycle cash from your daily takings, reducing banking charges while earning commission on every withdrawal. Alongside the financial benefits, an in-store cash machine helps attract new customers, increase basket spend, and strengthen your store’s role in the community.

Why install a cash machine in your store?

  • Earn commission on every withdrawal Receive payment for each cash withdrawal made through your PayPoint ATM, creating an additional revenue stream for your business.
  • Reduce banking charges Our unique Single Daily Settlement system allows bill payment cash to be recycled directly into your ATM. This reduces the need for frequent bank deposits and lowers charges.
  • Drive footfall and increase basket spend Customers using an internal ATM spend on average 5% more in store compared to those using external cash machines*, helping boost overall sales.
  • Trusted convenience retail experts With more than 15 years of ATM experience and over 3,000 retailers already benefiting, PayPoint operates one of the UK’s largest ATM networks for independent businesses.
  • Make better use of your space PayPoint ATMs are compact, have a small footprint, and require minimal space. No planning permission or major building works are required to get up and running.
  • Provide a vital community service There is still an overwhelming demand for cash in communities, and a PayPoint ATM will help to service those needs, especially in areas where access to ATMs and banks is limited. Plus, for those who feel vulnerable in unfamiliar locations, your familiar, well-lit environment provides a sense of security when making a withdrawal.

How a PayPoint self-fill ATM works

A self-fill ATM puts you in control. You load the cash machine using money already taken through your store, helping reduce trips to the bank and improve cash handling efficiency.


The ATM is installed inside your premises, where it is visible to staff and customers, and supported by PayPoint training and ongoing support. Withdrawals are processed securely, and you benefit from commission payments while keeping control over your cash.

How to get an ATM for your business

Getting a PayPoint ATM at your store is straightforward. 

  1. Submit your enquiry and a local PayPoint representative will contact you to discuss the right cash machine for your business.

  2. Once we’ve received your enquiry, your local PayPoint representative will be in touch to discuss the best solution for your business. 

  3. Then we’ll get you signed up and arrange a convenient time for installation and training.

  4. Promote your new service with our free and easy to install ATM signage. 

Request your ATM

Frequently asked questions

How much does an ATM machine cost for a business in the UK?

A PayPoint ATM is typically provided as a self-fill cash machine with no upfront purchase cost. Commercial terms depend on your store type and expected usage, and these will be explained during the sign-up process.

Can I get a free cash machine for my business?

Many retailers can install a PayPoint ATM without buying the machine outright. Eligibility depends on factors such as location, footfall, and transaction volumes.

What is the difference between an ATM and a cash machine?

There is no difference. ATM and cash machine are commonly used terms for the same service, allowing customers to withdraw cash from their bank accounts.

Is a self-fill ATM safe to operate?

Yes. PayPoint ATMs are designed for internal use, secured within your store, and installed in visible locations. Best practice includes CCTV coverage and loading only one day’s cash at a time.

Will an ATM really increase footfall?

Yes. Cash machines attract customers who may not otherwise visit your store. Many then go on to make additional purchases while inside.

How much space do I need for an ATM?

PayPoint ATMs have a small footprint and are suitable for most convenience stores, forecourts, and local shops. Your representative will advise on placement during the setup process.

Who maintains the ATM?

PayPoint provides ongoing support and maintenance as part of the service, so you are not left to manage technical issues alone.

Sales Enquiry

Retailer Sales Enquiry

Please complete your details and we will get in touch with you as soon as possible

New to PayPoint?*
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First Name*
Last Name*
PayPoint Site Number*
Store Name*
Store Postcode*
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Your Enquiry*

We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.

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Retailer Sales Enquiry

Please complete your details and we will get in touch with you as soon as possible

New to PayPoint?*
Yes
No
First Name*
Last Name*
PayPoint Site Number*
Store Name*
Store Postcode*
Phone Number*
Your Enquiry*

We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.

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Thank you for enquiry, a member from our team will be in touch with you soon