PayPoint customers have access to business capital to support business growth with no disruption to cash flow through the PayPoint Loyalty Programme. Eligible retailers can apply for fast funding from £3,000 to £1,000,000 with flexible repayments, in partnership with YouLend.
YouLend, an alternative business finance company, is working with PayPoint to provide eligible PayPoint card payment retailers with fast and flexible funding offers.*
This type of funding can help retailers focus on growth, whether it’s creating new jobs, investing in new projects, buying stock or simply boosting cash flow.
It’s totally flexible.
Your business funding is repaid by a small amount each time you take a card payment from your customers, giving you the added peace of mind that there are no fixed monthly repayments to make.
When a customer pays by card, a fixed percentage of that transaction is used to repay your funding. This percentage stays the same regardless of the transaction value, so you’ll always repay proportionately with your income from card sales.
To find out more, call 0203 924 9983 or email [email protected]
For more specific product information, see the Product Explanation below.
*Eligibility criteria will apply – only available to existing PayPoint merchants receiving acquiring services from an acquiring provider organised through PayPoint who have not entered into any other agreement with third parties for the sale of their receivables. If you do not receive acquiring services organised through PayPoint, an alternative may be available. Business must be trading for 3 months or more, with a minimum of £3,000 in card transactions per month and have been actively receiving card receivables in the last month.
Retailers use business finance and borrowing for many reasons, including:
The flexibility of repayment means you can focus on growing your business without worrying about difficult payment schedules.
If you do not receive acquiring services through PayPoint, alternative options may be available.
Receive acquiring services arranged through PayPoint
Have been trading for at least three months
Process a minimum of £3,000 in card transactions per month
Have actively received card receivables in the last month
Have not entered into agreements with third parties for the sale of receivables
By clicking here you will be re-directed to YouLend’s website to complete your application.
Apply Online
Important Information About the Funding
The funding is a sale of future card receivables not a loan and is provided by YouLend Ltd as a cash advance on your future card receivables and repaid via your card transactions through your card terminal or e-commerce site. The funding is not subject to the regulation and legal protections applicable to loans that are consumer credit or regulated mortgage contracts.
Part of the PayPoint Loyalty Programme. PayPoint’s activities in relation to the YouLend product does not constitute regulated credit broking.
Repayments are taken automatically as a fixed percentage of each card transaction until the agreed amount is repaid.
No. Repayments adjust in line with your card sales, helping to protect cash flow during quieter trading periods.
Applications are reviewed quickly, and eligible retailers can receive funding soon after approval.
The funding is provided by YouLend Ltd in partnership with PayPoint.
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