PayPoint's Open Banking solutions help businesses securely collect payments, confirm account ownership, , and support customers using real-time financial data. Whether you're a local authority, utility provider, housing association or charity, our API-driven tools offer flexible integration and immediate impact.
Open Banking allows customers to make payments directly from their bank accounts using their existing banking systems, quickly and securely. It also enables the safe sharing of financial data with trusted organisations, supporting services such as managing multiple accounts in one place, verifying income, or carrying out affordability checks. Customers always provide explicit consent before any payment is made, or data is shared.
For businesses and organisations, Open Banking provides real-time access to a variety of financial data and services via APIs that integrate easily into existing financial or customer management systems. We also offer direct access through portals, white-labelled websites, or mobile apps. This allows organisations to streamline payments, verify account ownership, and improve customer support with smarter and more efficient solutions.
Organisations of all kinds - from government and local authorities to utilities and charities – can benefit from the cost-effective digital transformation that our innovative solutions brings.
All the Open Banking Services are available via a suite of APIs to allow you to integrate into your existing financial or customer management services. We also provide them directly via a portal or white labelled web sites or Mobile APPs.
More straightforward and lower cost than card payments, welcome to the simple and seamless way to securely transfer money between bank accounts.
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Our AIS customer support tool helps you make better-informed financial decisions for your customers based on real-time bank account data.
Avoid making accidental, misdirected or potentially fraudulent payments, and always settle funds to the correct account.
Ensure your customers' details match the account number, sort code and name registered with the bank.
Securely send funds directly to your customers bank account by using AIS and/or CoP to obtain their bank details, removing the need for you to store any sensitive information.
See how we’ve helped other organisations with our payment solutions and how we have supported them in transforming their customer experience.
We were proud to be a gold partner at Open Banking Expo 2024! Watch the videos here:
Data shared may include account holder names, account number and sort code, balances, transaction history, Direct Debits, standing orders, and product information held, including fees, charges, or rewards.
Yes. All data is encrypted, and sharing only happens after the customer explicitly consents. Connections use secure bank platforms and trusted providers.
It enables faster, cheaper payments, real-time income and account ownership checks, reduces fraud and chargebacks, improves financial support services, and integrates easily into existing systems for automation.
Yes. Instant bank-to-bank payments lower the chance of failed payments compared to cards or Direct Debits, improving cash flow.
All organisations can benefit from these solutions, gaining faster payments, better data insights, and improved customer support.
We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.
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