Hassle-free Direct Debit payment solutions

Direct Debit

PayPoint provides secure, reliable Direct Debit payment solutions for organisations that need a consistent and efficient way to collect regular payments. Our highly skilled team are experts in secure electronic transaction processing and have extensive knowledge of Direct Debit payments*. We offer a wide range of products and services, allowing us to be both flexible and innovative.


We work in partnership with a wide variety of sectors, including central and local government, housing, charity and small and medium-sized enterprises. Our team is dedicated to assisting our clients in taking and issuing payments and we provide a reliable, trustworthy solution that aligns with your business needs, enabling increased efficiency. 

Direct Debit solutions designed around your organisation

Our Direct Debit payment solutions are flexible and scalable, supporting organisations at different stages of their payment journey. Whether you need a complete Direct Debit service or support with processing using your existing bank sponsorship, PayPoint provides a reliable solution.

We offer two Direct Debit services:

1. Direct Debit facilities management

For organisations without their own Service User Number (SUN) from their bank.

Our facilities management service lets you offer Direct Debits without the need for sponsorship by a payment services provider. If you don’t have your own service user number, we can fill the gap. Your trading name will still appear on the customer’s bank statements, so there’s less chance of cancellations and queries.

Businesses and charities can enjoy the following benefits of Direct Debits:

  • Funds are collected directly into a client safeguarded bank account ensuring your funds are ringfenced and secure.

  • Predictable regular income

  • Greater control of your cash flow

  • Reduced time spent reconciling and chasing payments

  • The ability to detect bad debt earlier

  • Greater control of price changes

  • Paper or paperless Direct Debit customer sign-ups

  • A password protected user portal for secure file upload and download

  • Unlimited free reports that are tailored to your business needs, providing ample data for management information and analysis

  • Support with Bulk Change transfers to and from other Facilities Managed Direct Debit providers

2. Direct Debit BACS Bureau

For organisations already sponsored for Direct Debit or Direct Credit by their bank

We can handle all your Direct Debit processing because we are an approved BACS Bureau service provider. We can process Direct Debit payment collections on your behalf as an indirect Direct Debit submitter, using your own Service User Number (SUN) – provided by your bank – so you have one less task to worry about.

At PayPoint, we pride ourselves on being innovative and adaptable, and we can produce a tailored service that specifically meets your needs. Our software consistently adheres to the most recent guidelines, and our team of Direct Debit experts is available to assist and provide advice as needed.

 

Online Direct Debit processing and mandate capture

Our BACS Bureau service integrates with PDD, our online Direct Debit instruction capture solution. This allows organisations to collect Direct Debit mandates online, over the phone, or through paper based sign up.

This flexible approach supports a smoother customer journey while maintaining secure and compliant Direct Debit processing.

Why organisations choose PayPoint as their Direct Debit provider

  • Reliable Direct Debit collection services across multiple sectors

  • Secure processing aligned with industry standards

  • Flexible Direct Debit management options

  • Support from experienced Direct Debit specialists

  • Improved efficiency in payment collection and reconciliation

Frequently Asked Questions

What is a Direct Debit payment solution?

A Direct Debit payment solution allows organisations to collect payments directly from a customer’s bank account on agreed dates, providing a predictable and efficient payment method.

Do I need a Service User Number to use PayPoint Direct Debit services?

No. PayPoint offers a Direct Debit facilities management service for organisations without a Service User Number, as well as a BACS Bureau service for those that already have one.

Can customers see our business name on their bank statements?

Yes. Your trading name will appear on customer bank statements, which helps reduce cancellations and payment queries.

Is Direct Debit suitable for regular payments?

Yes. Direct Debit is well suited to regular and recurring payments, helping organisations manage cash flow and reduce missed payments.

How are Direct Debit payments processed?

Payments are processed securely through approved BACS systems, with reporting and reconciliation tools available through PayPoint services.

Can Direct Debit mandates be collected online?

Yes. Direct Debit instructions can be captured online, over the phone, or through paper sign up using PayPoint’s integrated services.

RSM 2000 Limited is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (register reference 729928) for the provision of payment services.

*Our Direct Debit service is offered by RSM 2000 Limited an accredited Direct Debit service provider and part of the PayPoint Group.

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Client/Supplier Sales Enquiry

Are you a current PayPoint client?*
Yes
No
First Name*
Last Name*
Job Title*
Phone Number*
Company Name*
Company Postcode*
Your Enquiry*

We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.

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