Customer payments made easy with PayByLink

Someone On Phone

PayByLink

PayByLink allows organisations to overlay traditional digital payments with capabilities to reach out to customers with care, engaging with them sensitively and responsibly. 


As a standalone solution or integrated with an existing CRM system, PayByLink lets businesses send tailored, personalised SMS or email reminders containing a payment link to increase engagement and reduce payment friction. 


Offering this payment method improves interaction with customers, boosts collection rates, and elevates the overall customer experience.

What is PayByLink?

PayByLink allows businesses to send personalised payment links directly to customers via SMS or email. SMS messages have some of the highest open rates compared to other communication channels, typically between 95% and 99%, with an average of around 98%, significantly higher than email open rates, which average 20–30%.


This approach supports traditional digital payment methods while improving engagement and payment completion rates. It gives customers flexibility to pay at a time that suits them, helping businesses collect payments more efficiently and deliver a better overall experience.

How PayByLink works

This process removes the need for businesses to take card details over the phone manually, reducing delays and improving security.

1: A payment link is generated for a specific customer or amount.

2: The link is sent by SMS or email, either manually or via CRM integration.

3: The customer clicks the link and completes the payment securely.

4: Payment confirmation is received, and transaction data is available through the client portal.

Designed for contact centres and remote teams

Implementing PayByLink is quick and easy. It is ideal for contact centres issuing one-off secure payment links via SMS or email without the costly expense of call masking services. The service is fully PCI secure, making it suitable for work-from-home teams. It can also be used to send regular payment reminders, helping businesses reduce arrears, particularly on small balances that are uneconomical to chase.


PayByLink recurring payments


PayByLink lets customers decide whether to make a single, one-off payment or set up a recurring payment on their account. Quick, easy, and flexible payment plans take the strain out of arrears collections for both customers and businesses.

Benefits of using PayByLink

  • Enhances traditional digital payment methods
  • Fully PCI compliant and suitable for contact centre and home-based teams
  • Increases collection of small arrears efficiently
  • Increase the security of taking payments over the phone
  • Supports better cash flow management
  • Integrates with existing CRM systems to automate SMS and email reminders
  • Improves customer engagement and overall payment experience
  • Reduce the costs of chasing arrears
  • Increases efficiency through bulk payment options
  • Provides a single view of all digital and cash payment channels through the client portal

Frequently asked questions

How do customers receive a PayByLink payment?

Customers receive a secure payment link by SMS or email, which they can open on their device to complete payment.

Is PayByLink secure for taking payments?

Yes. PayByLink is fully PCI compliant and removes the need to take card details over the phone.

Can PayByLink be integrated with our CRM system?

Yes. PayByLink can integrate with existing CRM platforms to send automated payment reminders.

Is PayByLink suitable for contact centres?

Yes. It works well in both office-based and home-based contact centre environments.

Can customers set up recurring payments?

Yes. Customers can choose to make a one-off payment or set up recurring payments using PayByLink Recurring Payments.

*20+ SMS Marketing Statistics (With Sources) to Know in 2025 | SAP Emarsys 

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Client/Supplier Sales Enquiry

Please complete your details and we will get in touch with you as soon as possible.

Are you a current PayPoint client?*
Yes
No
First Name*
Last Name*
Job Title*
Phone Number*
Company Name*
Company Postcode*
Your Enquiry*

We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.

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